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According to government statistics, seniors are living longer and relying more and more on home health care services. Home health care is quickly gaining popularity among seniors because it’s more cost effective and it lowers their chances of getting life-threatening infections while under care in a hospital or skilled nursing facility.   Getting health care at…

Medicare Extra Help is an assistance program for prescription drug expenses. It’s managed by the U.S. federal government, and it subsidizes Medicare beneficiaries who have, or need, Part D coverage and who meet the income and asset limits set by the Social Security Administration.  If you qualify for the Medicare Extra Help program, it can…

If you’re one of the 30 million-plus Americans coping with diabetes, there’s good news. Medicare pays for many diabetes-related services and supplies. Coverage is split between Medicare Part B medical insurance and Part D drug plans depending on the type of care you require. Let’s review what’s covered, what isn’t, and how to make the…

Getting your health care from doctors you know well can be reassuring, especially during your senior years. Because seniors tend to have more chronic health conditions than younger people, it’s vital that they visit their physicians consistently. Statistics show that people are more likely to make and keep, appointments when they are with doctors who…

Medicare wasn’t meant to be confusing, but it’s grown in complexity since it was first established. Original Medicare, still the program of choice for many seniors, consists of Part A and Part B benefits that work together but cover different services.  What is Medicare Part B?Medicare Part A is hospital insurance. After the deductible, it…

You may have heard of Medicare or Medicaid, but have you heard of a D-SNP? A D-SNP is a Dual Eligible Special Needs Plan. This plan is for those that qualify for both Medicare and Medicaid, therefore they are referred to as being ‘dual eligible’. A D-SNP is a type of Medicare Advantage plan. Medicare…

Paying for prescription drugs can be costly, especially if you take multiple medications on a regular basis. Even if you only get prescribed medications every now and then, the out-of-pocket cost of some drugs with no insurance can be hundreds or even thousands of dollars per month.  Many seniors find this out the hard way…

One of life’s most important milestones is signing up for Medicare health insurance. Every year in the United States, around one million new beneficiaries begin their Medicare coverage. Today, there are just under 64 million Medicare recipients, accounting for about 18 percent of the population in this country.  Whether you’re new to Medicare this year,…

Finding a doctor you’re comfortable with can make office visits more pleasant, but it can also encourage patients to address health concerns early, when detection and treatment can lead to the most positive outcomes. Trust takes time to build, though, and once you find a physician you like, you might hate the idea of losing…

When you qualify for Medicare, you can choose to get your benefits through Original Medicare or through a Medicare Advantage plan, but how do you know which program is right for you? If you’re considering your options, ask yourself the following questions.  Do you prefer to have a limit to your annual medical expenses?  When…

If you’re hoping to make a change to your Medicare coverage, you may have to wait until Medicare’s Open Enrollment Period (OEP) for the opportunity to switch plans. Open Enrollment occurs every year, from October 15 through December 7. During this time, Medicare recipients can search through Medicare options, compare plans and enroll. New coverage…

Depending on what medications you’ve needed, you may already know that certain prescription drugs can be quite expensive. But, even if the medications you use are generic, if you have a chronic condition or need the medications for a long period, the costs can add up over time. Even though Medicare Part A and Part…