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Original Medicare does not offer routine dental coverage, such as basic services like cleaning and X-rays. When the Medicare program launched in 1965, dental services and devices were excluded. However, there are exceptions to the dental coverage exclusion, and alternatives are available to reduce your out-of-pocket cost. Covered dental benefits Generally, Original Medicare will not…
Ever since 1965, the national health insurance program in the United States known as Medicare has been providing health care coverage for people who are 65 and older, or for adults of any age with qualifying disabilities. While Medicare insurance covers a large list of medical services and supplies, there are out-of-pocket costs that Medicare…
Over the years, the home health care service industry has continued to grow as people are getting older and living longer in the United States. Today, many seniors choose to get their long-term medical care at home instead of in a hospital or nursing home. And, having access to short-term health care at home is…
End-of-life care, also known as palliative care, is specialized health care that provides support and medical services for patients who are going through life-ending illnesses. Palliative care focuses on the physical comfort of the patient, the mental, emotional, and spiritual needs of the patient and family members, and everyday tasks that still need to be completed…
According to a survey conducted in the United States, 90 percent of seniors would rather receive care in their own homes than live in a nursing home. Most of these seniors’ families also prefer paying for trained caregivers to assist their loved ones at home with daily activities, health care, and social needs rather than…
Having a loved one enter hospice care can be stressful, but knowing they are taken care of during their end of life can bring comfort to everyone involved. Hospice can include a range of services, but understanding the details can help you plan ahead. Hospice care consists of specialized services administered under the following circumstances:…
California is home to a growing population of seniors. According to research published by the Public Policy Institute of California, the Golden State is poised to see a senior population of around 17% by the year 2030. Additionally, it’s believed that some counties in California will see a 166% increase in their senior populations by…
If you have questions about Medicare benefits, it’s good to know that resources are available to get answers. Although you can work with an independent Medicare insurance broker to find answers to common questions related to Medicare benefits, you can also reach out to Medicare directly for help. Below, you’ll learn how to contact Medicare…
Electroencephalograms (EEGs) are tests that calculate the brain’s electrical activity. These tests are non-invasive and performed by medical professionals who attach electrodes to the patient’s scalp. These sensitive metal discs pick up electrical impulses in the brain and send them through wires connected to a computer that documents the results. Physicians use the information collected…
In the United States today, there are more than 65 million people enrolled in Medicare because they meet the age requirement or have qualifying disabilities. When you reach the age of 65, you can enroll in any of the following four parts of Medicare: Part A (hospital insurance) covers inpatient stays in hospitals, skilled nursing…
Medicare and Medicaid are both vital healthcare programs for seniors and retirees in the United States as well as individuals and families with low incomes. Typically, Medicare is only available to American citizens 65 or older, but some people can qualify for Medicare under the age of 65 with a qualifying disability. Medicaid is a…
According to the Centers for Medicare & Medicaid Services (CMS), Medicare insurance is relied upon by over 65 million people in the United States. The program provides benefits for all kinds of medically necessary services, including doctor visits, surgery, inpatient care and even prescription drugs. Unfortunately, despite the wide range of covered items available under…