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If you’ve been diagnosed with a disease or chronic condition that is served by a Medicare Chronic Care Special Needs Plan (C-SNP) in your area, you may wonder if enrolling may lower your overall costs. A C-SNP is designed to cater to the needs you may have with a specific chronic condition, providing you with…

Millions of people have chronic conditions that may qualify them for a Medicare Advantage Special Needs Plan, but only a small percentage are currently enrolled in a C-SNP. According to the Kaiser Family Foundation, more than 32 million people are enrolled in a Medicare Advantage plan, about half of the country’s Medicare-enrolled population. Of those…

Medicare’s Open Enrollment may have ended, but if you missed your chance to switch plans, you have options to consider. Life can get busy and needs can change quickly. Depending on your circumstances, you may have an opportunity to change your coverage even though Open Enrollment ended on December 7. You may be eligible for…

No one wants to end up in the hospital, but if you’re enrolled in Medicare and require inpatient care in 2025, you’ll want to know what costs to expect. Most people get premium-free Part A (hospital insurance) due to taxes paid while working for forty quarters, but you’ll still have other cost-sharing responsibilities, such as…

If you have Medicare Part D and rely on it to help pay for medications regularly, you’ll be happy to learn that changes are coming in 2025 that may help you save money. If you have high drug costs due to chronic conditions, you may be paying less out-of-pocket.  What is Medicare Part D?  Medicare…

If you’re already enrolled in Medicare Part B, or will be signing up for coverage soon, you may want to review the changes coming to the program in 2025. Most people enroll in Part B when they first get Medicare and pay a monthly premium for the included medical insurance benefits. Your cost sharing includes…

If you’ve been struggling to afford groceries or over the counter medications, you may be wondering if Medicare can help cover those expenses. While Original Medicare Part A and Part B only cover medically necessary hospital and medical services and supplies, respectively, Medicare Advantage plans usually offer additional benefits. Most Medicare Advantage (MA) plans offer…

Medicare may help cover your healthcare costs, but your cost-sharing responsibilities often include deductibles, premiums, and copayments, including the Part B monthly premium. Even if you’re enrolled in a Medicare Advantage (MA) plan, most people are still responsible for paying the Part B premium each month. With a monthly premium of $174.70 in 2024, increasing…

Regardless of the reason for having breast implants, both saline or silicone implants have outer shells that can tear or leak. Breast implant ruptures are commonly caused by sharp surgical instruments, intense physical pressure, trauma during accidents, or normal aging.  If you have a breast implant and it seems to have deflated or lost its…

According to the Centers for Disease Control and Prevention, more than 100,000 people died from drug overdoses in the United States last year. Drug overdoses can also be the result of  prescribed medications. For instance, opioid drugs prescribed to relieve pain have the potential to become habit-forming and addictive. In the case of opioid overdoses, using…

Having regular check-ups and getting lab work done is essential for maintaining good health throughout life, but it’s even more important for seniors.  Clinical laboratory diagnostic exams can help physicians with the early detection of health problems so they can be treated more successfully. They also help health care providers track changes in health conditions,…

Breast implants are not always the result of a cosmetic procedure. Every year in the United States, thousands of women undergo mastectomies to treat breast cancer. During a mastectomy, a surgeon removes all breast tissue from one or both breasts, and in some instances, the skin and nipple are also removed.  Either after or during a…